Found this thread with some good info.

https://www.reddit.com/r/personalfinanc ... _security/

I have put a 90 day fraud alert on my information. If anyone tries to open an account with the info stolen from Equifax they have to call and confirm with me before authorizing the account. I'm looking into a credit freeze. I really don't have any need for more credit and don't mind jumping through a few more hoops to open an account.

Anyone here doing anything to protect themselves?

They got two out of four of us in my house. Be sure and check your kids too.

http://www.equifaxsecurity2017.com/

I have had my credit locked with all three credit bureaus for years. Cost me about $60 altogether to lock down my credit the first time, and then it is $10-15 altogether each time I unlock them (costs vary by state, some states it is free to unlock). You can unlock them for a specific time period (up to a month) or you can unlock them for specific entities to access only (never done that).

I just bought a new car in July, day before I walked in to finalize the sale it took me 30 minutes in total to log in and unlock my credit with all three. No issues, easy process.

I recommend EVERYONE lock down their credit. Yes, it is a little annoying to go through the steps to unlock, but as long as you document exactly what each credit score company requires you to do to unlock, it is not a big deal when you need to grant access.

All because they didn't keep their servers patched. The Apache exploit was found and patched two months before this happened. Also...incredible: http://spuz.me/blog/zine/3Qu1F4x.html

Equifax may very well get sued out of existence due to this. It could kill the company.

WmHBonney wrote:They got two out of four of us in my house. Be sure and check your kids too.

http://www.equifaxsecurity2017.com/

Can anyone confirm if this is safe? I mean I'm not eager to give the last 6 digits of my social to the guys who just got hacked on such a widespread basis....

That is the legitimate URL, yes.

RolandDeschain wrote:That is the legitimate URL, yes.

But is it safe to give them my info is what I'm asking?

therealjohncarlson wrote:

RolandDeschain wrote:That is the legitimate URL, yes.

But is it safe to give them my info is what I'm asking?

Safer than it was before, lol...

Nobody outside of Equifax IT can really answer that question; but since it's less info than was already leaked, there's little reason not to put it in there, IMO.

Shouldn't they figure out who was on the list and take care of it? I never asked for them to have my info in the first place! Fix it! I have to pay to get my credit checked, what the hell!

i5roadrunner wrote:Shouldn't they figure out who was on the list and take care of it? I never asked for them to have my info in the first place! Fix it! I have to pay to get my credit checked, what the hell!

The way they get our info is when you take out a loan you agree to it as part pf the loan. What i really hate is we are not their customers and so they have less of a reason to care about taking care of our data. I'm hoping there are changes coming, either regulatory or in the abilty of people to control their own info.

I've had a credit freeze at all 3 agencies since the Anthem Insurance Co breach a couple of years ago.
Seemed like the best way to protect myself. I recently bought a car and had forgotten about the freezes.
After the dealership reminded me, I did a temporary unfreeze only for Equifax, which was the only one they were using. Small hassle, but to me totally worth it. I could dictate how long the unfreeze, or thaw, would last.

I'm now reading there is a 4th credit agency that I should also do a freeze with. Ugh.

As part of the fallout from all this, they should make freezing/unfreezing free.

Equifax
Experian
Transunion
Dunnothisone

Seahawkfan80 wrote:Equifax
Experian
Transunion
Dunnothisone

Yeah seriously, what is the 4th credit agency?

Innovis. I never heard of it until I was reading an article recently that mentioned it.

Based on these articles I honestly am not sure what to make of it.

http://www.creditinfocenter.com/wordpress/2017/05/16/innovis-vs-cbcinnovis-need-know-fourth-credit-bureau/

https://www.washingtonpost.com/business/economy/five-facts-about-the-fourth-bureau/2011/07/15/gIQASOcWII_story.html?utm_term=.939cc24a51b8