Tax return, what are your plans?

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Tax return, what are your plans?
Tue Jan 26, 2016 7:52 pm
  • I'm excited to get a pretty sizable (for me) return. Most will be going to putting a small dent in my medical fund, but I think I'm going to get a Walther CCP with the rest!

    What are your plans? Savings? New TV?
    Last edited by HHawk121 on Tue Jan 26, 2016 8:35 pm, edited 1 time in total.
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Re: Tax return, what are your plans?
Tue Jan 26, 2016 8:33 pm
  • I don't get a tax return but I'm going to Italy anyway.
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Re: Tax return, what are your plans?
Tue Jan 26, 2016 8:55 pm
  • What's a Walther CCP?
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Re: Tax return, what are your plans?
Tue Jan 26, 2016 9:03 pm

Re: Tax return, what are your plans?
Tue Jan 26, 2016 9:29 pm
  • We're finally getting hardwoods put in this year.
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 12:30 am
  • Home improvements.
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 1:28 am
  • Pure ignorance...
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 3:38 am
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 3:42 am
  • My partner at work got just under $7000 back last year.
    She used most of to keep from getting her car repossessed.

    Don't you love how things work out.
    I payed $398 bucks last year.
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 4:45 am
  • Aros wrote:We're finally getting hardwoods put in this year.


    We got ours put in last year. Matte finish Brazillian Cherry from Lumber Liquidators. We got just over 900 sq ft done and it cost right around 12k. Love the floors though, much better than the tile/carpet we had before.
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 5:52 am
  • Mine's going to pay down my credit card debt.
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 8:20 am
  • Mine's going back to the IRS to help pay for some underhanded bull**** my ex-wife pulled 3 years ago during our divorce that left me owing the IRS over 5 grand.
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 9:53 am
  • Jiggy wrote:Mine's going back to the IRS to help pay for some underhanded bull**** my ex-wife pulled 3 years ago during our divorce that left me owing the IRS over 5 grand.


    Hahaha!

    Were you serious?
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 10:35 am
  • Well, IF I was getting a tax return, I'd probably spend it on fast women and high times. Hey, you got your priorities, I got mine. :les:
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 11:10 am
  • LymonHawk wrote:Well, IF I was getting a tax return, I'd probably spend it on fast women and high times. Hey, you got your priorities, I got mine. :les:


    What about high women and fast times? :thirishdrinkers:
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 12:32 pm
  • peachesenregalia wrote:
    LymonHawk wrote:Well, IF I was getting a tax return, I'd probably spend it on fast women and high times. Hey, you got your priorities, I got mine. :les:


    What about high women and fast times? :thirishdrinkers:


    Unfortunately, the older I get, the faster the time. :oops:
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 1:03 pm
  • SeatownJay wrote:Mine's going to pay down my credit card debt.


    Why do you give the IRS an interest free loan? You're paying interest on credit cards while your money sits with the Feds? The best return is zero.
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 2:17 pm
  • Jiggy wrote:Mine's going back to the IRS to help pay for some underhanded bull**** my ex-wife pulled 3 years ago during our divorce that left me owing the IRS over 5 grand.

    That sucks. Had an ex-coworker that had the same thing happen with an ex-wife.
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 2:19 pm
  • LymonHawk wrote:Well, IF I was getting a tax return, I'd probably spend it on fast women and high times. Hey, you got your priorities, I got mine. :les:

    Liquor and whores, sounds about right, the rest I'll just waste. 8)
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 2:49 pm
  • peachesenregalia wrote:
    Jiggy wrote:Mine's going back to the IRS to help pay for some underhanded bull**** my ex-wife pulled 3 years ago during our divorce that left me owing the IRS over 5 grand.


    Hahaha!

    Were you serious?


    100% serious. It was a planned hit too because she was bragging about how much I would probably wind up paying. She was a few hundred bucks off but had a general idea before I knew how much it would be. She wonders why she lost the bulk of all our common friends, including her closest cousin.
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 3:40 pm
  • HHawk121 wrote:I'm excited to get a pretty sizable (for me) return. Most will be going to putting a small dent in my medical fund, but I think I'm going to get a Walther CCP with the rest!

    What are your plans? Savings? New TV?


    I've been wanting to buy my wife and I, his and hers Glocks. :D

    I want a 17 or 19 (haven't decided yet), she really wants a 26.

    But when I have cash in that amount burning a hole in my wallet I always manage to spend it on something else!
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 3:53 pm

Re: Tax return, what are your plans?
Wed Jan 27, 2016 4:12 pm
  • That sounds awesome Mongo, you travel a lot right? How many places have you been?
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 5:20 pm
  • I find it funny how excited people are to get tax returns like its a gift from the government.... It's your money people!! You are giving the government a free loan. Figure out how much you should actually be paying, adjust your W-2 and actually get paid what you are supposed to. Use the extra to start up your own savings that you can earn interest on.
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 5:33 pm
  • twisted_steel2 wrote:That sounds awesome Mongo, you travel a lot right? How many places have you been?


    I try to do a different place in europe each time and try and go over twice a year, This was a bad year, I had to cancel Iceland and Sweden last summer but I did sneak in Austria right before Christmas. So the goal this year is Russia early summer and Rumania late fall and lots of trips to Alaska in the next few months!
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 6:37 pm
  • SeaToTheHawks wrote:I find it funny how excited people are to get tax returns like its a gift from the government.... It's your money people!! You are giving the government a free loan. Figure out how much you should actually be paying, adjust your W-2 and actually get paid what you are supposed to. Use the extra to start up your own savings that you can earn interest on.


    Some people aren't very good with money so a lump sum once a year is more beneficial than a few extra bucks every paycheck. Is it stupid and inefficient? Sure. But it's the way it is for some people.
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 8:05 pm
  • SeaToTheHawks wrote:I find it funny how excited people are to get tax returns like its a gift from the government.... It's your money people!! You are giving the government a free loan. Figure out how much you should actually be paying, adjust your W-2 and actually get paid what you are supposed to. Use the extra to start up your own savings that you can earn interest on.

    Yeah, because the $9.71 you get in interest from a bank will go a long, long, way. Have you checked what a savings account pays in interest in the last 20 years?
    I'm just crabby. Self employed for years, now a landlord. I haven't gotten money back in forever.
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 8:17 pm
  • Scottemojo wrote:
    SeaToTheHawks wrote:I find it funny how excited people are to get tax returns like its a gift from the government.... It's your money people!! You are giving the government a free loan. Figure out how much you should actually be paying, adjust your W-2 and actually get paid what you are supposed to. Use the extra to start up your own savings that you can earn interest on.

    Yeah, because the $9.71 you get in interest from a bank will go a long, long, way. Have you checked what a savings account pays in interest in the last 20 years?
    I'm just crabby. Self employed for years, now a landlord. I haven't gotten money back in forever.


    It's horse shit. The whole things stinks.
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 8:49 pm
  • Scottemojo wrote:
    SeaToTheHawks wrote:I find it funny how excited people are to get tax returns like its a gift from the government.... It's your money people!! You are giving the government a free loan. Figure out how much you should actually be paying, adjust your W-2 and actually get paid what you are supposed to. Use the extra to start up your own savings that you can earn interest on.

    Yeah, because the $9.71 you get in interest from a bank will go a long, long, way. Have you checked what a savings account pays in interest in the last 20 years?
    I'm just crabby. Self employed for years, now a landlord. I haven't gotten money back in forever.


    tack on Oregon tax for a non resident and you get my sad life :-(
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Re: Tax return, what are your plans?
Wed Jan 27, 2016 9:09 pm
  • Hookers and blow.
    .
    .
    .
    .
    .
    .
    .
    Can't believe no one posted that yet. You guys are slippin'.
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Re: Tax return, what are your plans?
Thu Jan 28, 2016 11:36 am
  • Synchrony Bank has an on-line savings account that pays 1.05%. Not great but way ahead of what you get at your local bank.

    And yes, most people the interest doesn't add up to anything -- but if you're behind on your regular bills it is costing you potential fees and loan interest. Even if you just have a car payment -- you could be paying that down sooner. Unless you are 100% debt free giving the government an interest free loan makes no sense.
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Re: Tax return, what are your plans?
Thu Jan 28, 2016 2:44 pm
  • I am set up to break even. It sucks at the end of the year but I get over it pretty quick.
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Re: Tax return, what are your plans?
Thu Jan 28, 2016 4:33 pm
  • hawksfansinceday1 wrote:Hookers and blow.
    .
    .
    .
    .
    .
    .
    .
    Can't believe no one posted that yet. You guys are slippin'.


    No we're not....and stop skimming!
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Re: Tax return, what are your plans?
Thu Jan 28, 2016 5:21 pm
  • Hawkstorian wrote:Why do you give the IRS an interest free loan? You're paying interest on credit cards while your money sits with the Feds? The best return is zero.



    I'm not sure what impact it has but this is exactly how I feel.
    That's why I set up my W4 so that I don't get much back or even owe a little bit. I'd much rather have the extra on my pay checks than let the gov. make extra off me.

    What really gets my goat is, the people that get back more than was taken, all because of the "EARNED" income credit.

    The system is messed up.
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Re: Tax return, what are your plans?
Fri Jan 29, 2016 11:19 am

Re: Tax return, what are your plans?
Fri Jan 29, 2016 12:04 pm
  • MontanaHawk05 wrote:Savings.

    I am one dull-oatmeal character.


    You can't take it with you...
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Re: Tax return, what are your plans?
Fri Feb 05, 2016 7:32 am
  • I can never break even on taxes, I either end up paying a few hundred bucks or getting a $1K~$2K return.

    So, arriving today to complete my new Skylake build...

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Re: Tax return, what are your plans?
Fri Feb 05, 2016 9:35 am
  • New tires for my wife's van and maybe an anniversary trip to NYC with her in April. Either that or put it towards the credit cards. Pretty boring overall. But maybe I can squeeze out enough for a new Seahawks jersey.
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Re: Tax return, what are your plans?
Fri Feb 05, 2016 7:26 pm
  • Zebulon Dak wrote:
    SeaToTheHawks wrote:I find it funny how excited people are to get tax returns like its a gift from the government.... It's your money people!! You are giving the government a free loan. Figure out how much you should actually be paying, adjust your W-2 and actually get paid what you are supposed to. Use the extra to start up your own savings that you can earn interest on.


    Some people aren't very good with money so a lump sum once a year is more beneficial than a few extra bucks every paycheck. Is it stupid and inefficient? Sure. But it's the way it is for some people.


    Having to pay extra, to me, was one of the worst feelings. All of a sudden you come up with cash that you didn't expect and don't necessarily have. I don't necessarily go for big refund, but I will always try for some refund versus no re-fund. I still can't get a handle on our taxes though. Seems like every year is is different. Last year I thought we might owe as much as $5,000 and we ended up getting about that amount back. I'm anticipating a pretty big return this year, which means we'll probably end up owing! Whatever we get, assuming we get anything, is going to go towards a new house.
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Re: Tax return, what are your plans?
Fri Feb 05, 2016 8:37 pm
  • Ill be paying off my truck and most of a credit card. Not having to pay 350-400 a month on my truck is going to be so amazing.
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Re: Tax return, what are your plans?
Mon Feb 08, 2016 9:35 am
  • I usually wind up paying a little bit in taxes. It's kind of funny how the IRS has fooled everyone into thinking they get money back every year by calling it a "return". No matter what, you get to keep the same amount of money you make. It's just a matter of when you get to have it. Earlier is always better.
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Re: Tax return, what are your plans?
Mon Feb 08, 2016 9:36 am
  • Going to buy myself a new rifle :D
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Re: Tax return, what are your plans?
Mon Feb 08, 2016 9:46 am
  • XxXdragonXxX wrote:Ill be paying off my truck and most of a credit card. Not having to pay 350-400 a month on my truck is going to be so amazing.


    While paying down debt is good, you may want to prioritize differently.

    Chances are the interest rate is higher on the credit cards than the truck. If so, it makes more sense to pay off the credit cards first.

    If you do pay truck off, hope you use that $350-$400 towards paying down the CC balance.

    Good Luck!
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Re: Tax return, what are your plans?
Mon Feb 08, 2016 9:58 am
  • DTexHawk wrote:
    XxXdragonXxX wrote:Ill be paying off my truck and most of a credit card. Not having to pay 350-400 a month on my truck is going to be so amazing.


    While paying down debt is good, you may want to prioritize differently.

    Chances are the interest rate is higher on the credit cards than the truck. If so, it makes more sense to pay off the credit cards first.

    If you do pay truck off, hope you use that $350-$400 towards paying down the CC balance.

    Good Luck!


    The interest rate itself isn't everything. Installment loans are amortized, which means your payments are mostly all going toward interest near the beginning and then slowly get more principal-heavy toward the end.

    For example if you bought a house 1 year ago with a 4.5% interest rate @ 30 years, then it's probably better to pay down that debt with your tax return than it would be to pay off a truck you bought 4 years ago on a 5-year installment loan @ 10% interest.

    But yes, with CCs, it's almost always better to pay those off due to how interest is applied to the balance.
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Re: Tax return, what are your plans?
Mon Feb 08, 2016 11:32 am
  • OkieHawk wrote:
    MontanaHawk05 wrote:Savings.

    I am one dull-oatmeal character.


    You can't take it with you...


    Oh, yes I can. I can pay for my kids' college. I can invest in Alzheimer's research. I can do good in the world and tell others to pass it on.

    Don't tell me I can't take it with me. I absolutely bloody can, in the form of a legacy.
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Re: Tax return, what are your plans?
Mon Feb 08, 2016 1:52 pm
  • MontanaHawk05 wrote:
    OkieHawk wrote:
    MontanaHawk05 wrote:Savings.

    I am one dull-oatmeal character.


    You can't take it with you...


    Oh, yes I can. I can pay for my kids' college. I can invest in Alzheimer's research. I can do good in the world and tell others to pass it on.

    Don't tell me I can't take it with me. I absolutely bloody can, in the form of a legacy.



    Unless you're donating hundreds of thousands or millions, you'll have as much of a legacy as the rest of us... A body in the ground, on a speck of dust of a planet in a universe so big the brain can't comprehend it.
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Re: Tax return, what are your plans?
Mon Feb 08, 2016 2:21 pm
  • Sutz?
    enjoy the ride
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