GeekHawk wrote:I'm pretty sure you apply, and get turned down 100% of the time, then get a disability lawyer, then get approved and the lawyer gets a big cut. I'm also pretty sure there's some graft in that process.
This seems to usually be the case. My nephew was able to get it on his first application without a lawyer though. It's important to have documentation from a doctor. There are two types of disability benefits, SSI and SSDI. SSDI is funded through FICA and SS taxes. SSI is funded through general taxes. They both have different qualifications. I believe you will get more through SSDI, but that depends on what you have contributed to SS. You have had to been working 5 of the last 10 years.
It would be SSDI. I have worked solid every year since I was 18. But mostly been on LOA for the most part since last May. I would make about $30 less a month now to claim than to wait until I was 67 in 6 years. Retiring next year wouldn't be enough.